{"product_id":"hubris","title":"Hubris","description":"\u003c!-- Hook --\u003e\n\u003cp\u003e\u003cstrong\u003eThe Decline of British Politics in the Twenty-First Century\u003c\/strong\u003e\u003c\/p\u003e\n\u003c!-- Tagline --\u003e\n\u003cp\u003eA sharp critique of the failures of modern British political leadership\u003c\/p\u003e\n\u003chr\u003e\u003c!-- Access Your Content --\u003e\n\u003cdiv style=\"border: 2px solid #ddd; padding: 16px; border-radius: 6px; background: #f9f9f9; margin-bottom: 20px;\"\u003e\n\u003cp style=\"font-weight: bold; font-size: 16px; margin-bottom: 10px;\"\u003eAccess Your Content in Seconds\u003c\/p\u003e\n\u003col style=\"margin-left: 20px; margin-bottom: 10px;\"\u003e\n\u003cli\u003eComplete your purchase on our store.\u003c\/li\u003e\n\u003cli\u003eDownload \u003ca href=\"https:\/\/thegreyhill.com\/pages\/the-grey-hill-app\" target=\"_blank\"\u003e\u003cstrong\u003eThe Grey Hill App\u003c\/strong\u003e\u003c\/a\u003e (free).\u003c\/li\u003e\n\u003cli\u003eLog in using the same email from checkout.\u003c\/li\u003e\n\u003cli\u003eYour ebook will appear instantly in your library.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp style=\"font-size: 14px; color: #555;\"\u003eAll content is securely delivered through our app and not offered as a Shopify download.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003chr\u003e\u003c!-- About the Ebook --\u003e\n\u003ch2\u003eAbout the Ebook\u003c\/h2\u003e\n\u003cp\u003eIn 1995 Bank of Scotland celebrated 300 years as Britain's oldest commercial bank. Voted 'most admired bank', respected by competitors, applauded by investors and trusted by customers, it looked forward to the next three hundred. Less than 15 years later it was bust, reviled as part of the spectacular collapse of HBOS, the conglomerate it had joined. One of the high-profile victims of the credit crunch, its spectacular fall caused seismic shock waves throughout the financial world.\u003c\/p\u003e\n\u003cp\u003eWhat went wrong? Ray Perman, who has followed the Bank since the 1970s when he was a Financial Times journalist, uncovered the story from documents and dozens of interviews with people at the top in Bank of Scotland and HBOS - from being the bank of choice for the highrolling Monte Carlo mega-rich to losing GBP10 billion. It is a cautionary tale for our times. In the complex world of modern global finance, the brilliant men who ran the company ignored the simple banking rules that their predecessors learned the hard way three centuries before.\u003c\/p\u003e\n\u003chr\u003e\u003c!-- Why You'll Love This Ebook --\u003e\n\u003ch2\u003eWhy You'll Love This Ebook\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003eEngage with searching analysis of contemporary British political dysfunction\u003c\/li\u003e\n\u003cli\u003eDiscover how successive governments have failed Britain in recent decades\u003c\/li\u003e\n\u003cli\u003eRead incisive, well-argued political commentary\u003c\/li\u003e\n\u003cli\u003eRead another celebrated title from Birlinn Ltd - Independent Scottish Publisher\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003chr\u003e\u003c!-- Reviews --\u003e\n\u003ch2\u003eReviews\u003c\/h2\u003e\n\u003cp\u003e\u003cem\u003e'A gripping and authoritative account of the rise and catastrophic fall of HBOS — essential reading for anyone interested in modern banking.'\u003c\/em\u003e \u003cstrong\u003eThe Herald\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003e'A forensic, compelling and often shocking narrative of corporate overreach and failure.'\u003c\/em\u003e \u003cstrong\u003eThe Scotsman\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003e'A clear, incisive and highly readable analysis of how one of Britain's biggest banks lost its way.'\u003c\/em\u003e \u003cstrong\u003eScottish Review of Books\u003c\/strong\u003e\u003c\/p\u003e\n\u003chr\u003e\u003c!-- About the Author --\u003e\n\u003ch2\u003eAbout the Author\u003c\/h2\u003e\n\u003cp\u003eRay Perman, a writer and journalist for 30 years, was chair of the James Hutton Institute and is a fellow of the Royal Society of Edinburgh, of which Hutton was a founder member. His books include Hubris: How HBOS Wrecked the Best Bank in Britain, The Rise and Fall of the City of Money and The Man Who Gave Away His Island.\u003c\/p\u003e\n\u003chr\u003e\u003c!-- Publication Details --\u003e\n\u003ch2\u003ePublication Details\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003ePublisher:\u003c\/strong\u003e Birlinn Ltd\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003ePublication Date:\u003c\/strong\u003e 01 August 2013\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003ePrint Length:\u003c\/strong\u003e 256 pages (Ebook edition)\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eISBN (Ebook):\u003c\/strong\u003e 9780857902290\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eFormat:\u003c\/strong\u003e Ebook\u003c\/p\u003e\n\u003chr\u003e\u003c!-- FAQ --\u003e\n\u003ch2\u003eFrequently Asked Questions\u003c\/h2\u003e\n\u003ch3\u003eHow do I access my ebook?\u003c\/h3\u003e\n\u003cp\u003eDownload \u003ca href=\"https:\/\/thegreyhill.com\/pages\/the-grey-hill-app\" target=\"_blank\"\u003e\u003cstrong\u003eThe Grey Hill App\u003c\/strong\u003e\u003c\/a\u003e and log in using the same email you used at checkout. Your ebook will appear instantly in your library.\u003c\/p\u003e\n\u003ch3\u003eCan I read it online?\u003c\/h3\u003e\n\u003cp\u003eYes — you can also access your purchases via our online reader at \u003ca href=\"https:\/\/reader.thegreyhill.com\" target=\"_blank\"\u003ereader.thegreyhill.com\u003c\/a\u003e.\u003c\/p\u003e\n\u003ch3\u003eI can't see my ebook — what should I do?\u003c\/h3\u003e\n\u003cp\u003eTap the refresh button in the app or online reader. If it still doesn't appear, ensure you're logged in with the same email used at checkout. If issues continue, contact us and we'll help right away.\u003c\/p\u003e\n\u003ch3\u003eCan I gift this ebook?\u003c\/h3\u003e\n\u003cp\u003eYes — you can purchase a Grey Hill Gift Card here: \u003ca href=\"https:\/\/thegreyhill.com\/products\/the-grey-hill-gift-card\" target=\"_blank\"\u003eBuy a Gift Card\u003c\/a\u003e. The recipient can redeem it on our store, and the ebook will appear in The Grey Hill App.\u003c\/p\u003e","brand":"Birlinn Books","offers":[{"title":"Default Title","offer_id":57253581848949,"sku":"9780857902290","price":8.99,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0921\/5662\/5269\/files\/9780857902290.jpg?v=1780653242","url":"https:\/\/thegreyhill.com\/products\/hubris","provider":"The Grey Hill","version":"1.0","type":"link"}